One creditor action that is especially feared by those suffering under overwhelming debt is that of wage garnishment, or of bank levies.
We at San Diego Bankruptcy Attorney can help you better understand how wage garnishment and bank levy rules work and how to avoid these creditor actions. We can help you file for bankruptcy quickly if you fear such action is about to be taken via a lawsuit filed against you by one or more of your creditors.
With bank levies, creditors attempt to take money out of your bank account to satisfy all/part of what you owe them. They file a lawsuit, then issue a summons and complaint to you. You then have 30 days to respond or risk a default judgment in the creditor's favor.
With wage garnishment, or an "earning withholding order," creditors try to get a portion of your paychecks withheld to gradually repay the debt you owe them. This generally can only be resorted to after all other collection methods have failed, and it also required the creditor file a lawsuit against you.
At San Diego Bankruptcy Attorney, we can help you fight both bank levies and wage garnishment. We can assist you both before and after your creditor's actions. Don't assume there's no hope; we have helped many other clients in the past escape this kind of severe financial loss.
